Asset Classes

Asset Classes refer to categories of investments that Share similar characteristics and behave similarly in the marketplace. These categories help investors diversify their portfolios by spreading risk across different types of Assets.

• Equities (Stocks): Ownership Shares in a company, providing potential for Capital Appreciation and dividends. Example: Shares of Apple Inc.
• Fixed Income (Bonds): Loans made to governments or Corporations that pay interest over time. Example: U.S. Treasury Bonds.
• Real Estate: Physical properties or real estate investment Trusts (REITs) that generate rental income or appreciate in value. Example: Commercial office buildings.
• Cash and Cash Equivalents: Liquid Assets that can be quickly converted to cash, such as Savings Accounts or Money Market Funds. Example: Bank Savings Account.
• Commodities: Physical goods like gold, oil, or agricultural products that are traded on exchanges. Example: Crude oil futures.
• Alternative Investments: Investments outside the traditional Asset classes, including hedge funds, Private Equity, and collectibles. Example: Art or vintage cars.