Cash-on-Cash Return Cash-on-Cash Return is a financial metric used to measure the annual return on an investment relative to the amount of cash invested. It is calculated by dividing the net cash flow generated by the investment by the total…

A Cashier's Check is a type of check that is guaranteed by a bank. It is drawn on the bank's own funds, rather than the funds of an individual account holder. The bank issues the check after the buyer pays…

The CBOE Volatility Index (VIX) is a popular measure of market expectations of near-term volatility, calculated based on the prices of S&P 500 index options. Specifically, it reflects the market's expectation of 30-day volatility, with higher values indicating greater anticipated…

Central Bank A central bank is a financial institution that oversees and manages a country's currency, money supply, and interest rates. It is responsible for implementing monetary policy, regulating financial institutions, maintaining financial stability, and providing financial services to the…

Central Bank Digital Currency (CBDC) refers to a digital form of a country's fiat currency, issued and regulated by the central bank. Unlike cryptocurrencies, CBDCs are centralized and aim to provide a stable digital payment option that complements physical cash.…

A Certificate of Deposit (CD) is a financial product offered by banks and credit unions that provides a fixed interest rate for a specified term. When an individual purchases a CD, they agree to deposit a certain amount of money…

A Certificate of Insurance (COI) is a document issued by an insurance company or broker that serves as proof of insurance coverage. It outlines the types of insurance a policyholder carries, including coverage limits and the effective dates of the…

Chainlink (LINK) is a decentralized oracle network that enables smart contracts on blockchain platforms to securely interact with external data sources, APIs, and payment systems. By bridging the gap between on-chain and off-chain data, Chainlink allows smart contracts to access…

Charge Offs refer to the declaration by a creditor that an amount of debt is unlikely to be collected. This typically occurs after a borrower has defaulted on payments for a specified period, usually 180 days for credit card debts.…

A Chartered Financial Analyst (CFA) is a professional designation awarded by the CFA Institute to investment and financial professionals who have completed a rigorous series of examinations and met certain educational and professional requirements. The CFA program focuses on investment…

Chatbots are software applications designed to simulate human conversation through text or voice interactions. They utilize artificial intelligence (AI) and natural language processing (NLP) to understand and respond to user inquiries in a conversational manner.Chatbots can be classified into two…

Check: A check is a written order directing a bank to pay a specified amount of money from a person's account to the person or entity named on the check.Examples: A personal check written to a friend for reimbursement of…

Chief Executive Officer (CEO) A Chief Executive Officer (CEO) is the highest-ranking executive in a company or organization, responsible for the overall operations, strategic direction, and decision-making. The CEO typically reports to the board of directors and is accountable for…

Chief Investment Officer (CIO) is a senior executive responsible for managing and directing an organization's investment strategies and portfolios. The CIO typically oversees the investment team, formulates investment policies, and ensures that the organization meets its financial objectives while adhering…

Chief Operating Officer (COO) The Chief Operating Officer (COO) is a senior executive responsible for the daily operations of a company. The COO typically reports directly to the Chief Executive Officer (CEO) and is tasked with implementing the company’s business…

A Chief Technology Officer (CTO) is a senior executive responsible for the technological direction of a company. The CTO plays a crucial role in setting the technology strategy, overseeing the development and implementation of new technologies, and ensuring that the…

Churn Rate The churn rate, also known as attrition rate, is the percentage of customers or subscribers who discontinue their relationship with a company over a given period. It is a critical metric for businesses, especially those in subscription-based models,…

Classification refers to the systematic arrangement of entities into categories or groups based on shared characteristics or criteria. This process is fundamental in various fields such as biology, information science, and social sciences, allowing for organization, analysis, and understanding of…

Classification in Machine Learning refers to the process of predicting the categorical label of new observations based on past observations with known labels. In this supervised learning approach, the model is trained on a labeled dataset where each instance has…

Clone X-X Takashi Murakami is a digital art project that combines elements of 3D character design and NFT technology, created by the company RTFKT in collaboration with the renowned contemporary artist Takashi Murakami. The project features a collection of unique…

A Closed-End Fund (CEF) is a type of investment fund and exchange-traded product that raises a fixed amount of capital through an initial public offering (IPO) by issuing a set number of shares. Unlike open-end funds, which issue and redeem…

Cloud Computing Cloud computing is the delivery of computing services—including servers, storage, databases, networking, software, analytics, and intelligence—over the internet (“the cloud”) to offer faster innovation, flexible resources, and economies of scale. Users typically pay only for the cloud services…

COBRA COBRA stands for the Consolidated Omnibus Budget Reconciliation Act, a federal law enacted in 1985 that allows individuals to continue their health insurance coverage for a limited time after leaving their job or experiencing other qualifying events. Examples of…

Coin Burning refers to the process of permanently removing a certain amount of cryptocurrency from circulation, thereby reducing the total supply. This is typically done by sending the coins to a specific address, often referred to as a "burn address,"…

Coinsurance refers to the percentage of costs of a covered healthcare service that a policyholder pays after they've paid their deductible. This arrangement is common in health insurance policies and is designed to share the financial responsibility between the insurer…