After-Tax Income is the amount of income that remains after all taxes have been deducted. It represents the net earnings available to an individual or business for spending, saving, or investing. This figure is crucial for assessing financial health and…

Agency Debentures are debt securities issued by government-sponsored enterprises (GSEs) or federal agencies in the United States. These instruments are typically backed by the issuing agency, which may have some implicit government backing, but they are not fully guaranteed by…

AI Inference refers to the process by which an AI model makes predictions or decisions based on input data after it has been trained. This stage involves applying the learned patterns from the training phase to new, unseen data to…

AI Inference refers to the process by which an AI model makes predictions or decisions based on input data after it has been trained. This stage involves applying the learned patterns from the training phase to new, unseen data to…

Algorand (ALGO) Algorand is a decentralized blockchain network that aims to provide a scalable and secure platform for the development of decentralized applications (dApps) and digital assets. It was founded by Silvio Micali, a Turing Award-winning cryptographer, in 2017. Algorand…

Algorithmic Trading refers to the use of computer algorithms to automate trading decisions in financial markets. These algorithms analyze market data and execute trades based on predefined criteria, such as price, timing, and volume. The goal is to capitalize on…

Alpha refers to a term used in various contexts, generally indicating a position of dominance, leadership, or superiority. It can denote a top-ranking individual or a measure of performance in finance and investment. Here are some examples: Social Context: In…

Altcoins are cryptocurrencies other than Bitcoin, created to offer alternative features or solutions within the blockchain ecosystem. The term "altcoin" derives from "alternative coin," indicating its role as a substitute or competitor to Bitcoin. Altcoins can serve various purposes, such…

Amazon Bedrock Amazon Bedrock is a fully managed service that enables developers to build and scale generative AI applications using pre-trained foundation models from leading AI companies. It allows users to easily access a variety of models for text generation,…

The "American Dream" is a national ethos of the United States, characterized by the belief that anyone, regardless of their background, can achieve success and prosperity through hard work and determination. It encompasses the ideals of freedom, opportunity, and equality,…

Amortization refers to the process of gradually paying off a debt over a set period of time through regular payments. These payments typically consist of both principal and interest, allowing the borrower to reduce the overall balance of the loan…

Anchoring Anchoring is a cognitive bias in which individuals rely too heavily on the first piece of information encountered (the "anchor") when making decisions. This initial information serves as a reference point, influencing subsequent judgments and evaluations. Examples In a…

Angel Investors are individuals who provide financial support to early-stage startups or entrepreneurs, typically in exchange for equity ownership or convertible debt. They often have personal wealth and may also offer mentorship and guidance to help the business grow.Examples: In…

Angel Investors are individuals who provide financial support to early-stage startups or entrepreneurs, typically in exchange for equity ownership or convertible debt. They often have personal wealth and may also offer mentorship and guidance to help the business grow.Examples: In…

Annual Recurring Revenue (ARR) is a metric used by subscription-based businesses to measure the predictable and recurring revenue generated from customers on an annual basis. It represents the total amount of revenue that a company expects to receive from its…

An Annual Report is a comprehensive document that provides information about a company's activities and financial performance over the past year. It is typically aimed at shareholders, potential investors, and other stakeholders, offering insights into the company's financial health, business…

Anti-ESG Investing refers to investment strategies that deliberately avoid or oppose the principles of Environmental, Social, and Governance (ESG) criteria. This approach often emphasizes traditional financial metrics and may reject investments in companies that prioritize ESG factors, arguing that such…

Apple's Walled Garden refers to the closed ecosystem created by Apple, where the company controls hardware, software, and services. This environment ensures that users primarily engage with Apple products and services, providing a seamless and integrated experience but limiting interoperability…

APR (Annual Percentage Rate) is the annualized interest rate that reflects the cost of borrowing or the return on an investment, expressed as a percentage. It includes not only the interest rate but also any fees or additional costs associated…

Arbitrage is the practice of taking advantage of a price difference between two or more markets. It involves buying a commodity, currency, or security in one market and simultaneously selling it in another at a higher price, thus profiting from…

Ariva (ARV) is a cryptocurrency that aims to facilitate seamless and efficient digital transactions, particularly in emerging markets. It is designed to enhance financial inclusion by providing a decentralized platform that enables users to make peer-to-peer payments without the need…

Artificial General Intelligence (AGI) refers to a type of artificial intelligence that possesses the ability to understand, learn, and apply intelligence across a wide range of tasks at a level comparable to that of a human being. Unlike narrow AI,…

Artificial Intelligence (AI) refers to the simulation of human intelligence in machines that are designed to think and act like humans. This technology encompasses a variety of subfields, including machine learning, natural language processing, robotics, and computer vision. Examples of…

Artificial Intelligence (AI) refers to the simulation of human intelligence in machines that are designed to think and act like humans. This technology encompasses a variety of subfields, including machine learning, natural language processing, robotics, and computer vision. Examples of…

Asset An asset is a resource owned by an individual or entity that is expected to provide future economic benefits. Assets can be tangible or intangible, and they are recorded on the balance sheet of an organization. Types of Assets:…