Relative Strength Index (RSI) Indicator The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. It is primarily used to identify overbought or oversold conditions in a market, helping traders make informed…

Remaining Performance Obligation (RPO) refers to the amount of revenue that a company is contractually obligated to provide in the future for services or products that have not yet been delivered or completed. RPO is an important metric in financial…

Remittance refers to the transfer of money, often by a foreign worker to their family or friends in their home country. This process is crucial for many economies, as it provides financial support to individuals and communities.Examples of remittance include:…

Remittance refers to the transfer of money, often by a foreign worker to their family or friends in their home country. This process is crucial for many economies, as it provides financial support to individuals and communities.Examples of remittance include:…

A Repurchase Agreement (RePo) is a short-term borrowing mechanism where one party sells an asset, typically government securities, to another party with the agreement to repurchase it at a specified future date and price. This transaction functions as a loan,…

A Request for Proposal (RFP) is a formal document issued by an organization to solicit proposals from potential vendors or service providers for a specific project or service. The RFP outlines the project's requirements, objectives, and criteria for selection, allowing…

Residual Income refers to the amount of income that an individual or business retains after all operating expenses and costs have been deducted from total revenue. It represents the net income generated beyond the minimum required return on investment and…

The Residual Income Model is a valuation method that calculates the intrinsic value of a company based on its expected future residual income, which is the net income generated after deducting the cost of equity capital. This model helps assess…

Restricted Cash refers to cash that is not available for immediate use by a company because it is set aside for a specific purpose. This cash is often held in separate accounts and is typically reserved for future liabilities or…

Restricted Stock Award: A Restricted Stock Award (RSA) is a grant of company shares that are given to an employee or executive but come with specific restrictions. These restrictions typically include a vesting period during which the recipient cannot sell…

A Restricted Stock Unit (RSU) is a form of equity compensation offered by an employer to an employee in the form of company shares. RSUs are granted to employees as part of their compensation package, but the shares are not…

Retail banking refers to the banking services that are provided to individual consumers and small businesses. It includes a wide range of financial products and services such as savings accounts, checking accounts, personal loans, mortgages, credit cards, and certificates of…

Retail InvestorA retail investor is an individual who buys and sells securities, mutual funds, or other financial instruments for their personal account, rather than for an institution. Retail investors typically have less capital and access to resources compared to institutional…

Retained Earnings refers to the portion of a company's net income that is kept in the business rather than distributed to shareholders as dividends. It is an important measure of a company's profitability and financial health, reflecting the cumulative earnings…

A Retainer Agreement is a contract between a client and a service provider, typically an attorney, consultant, or freelancer, where the client pays a fee in advance for services to be rendered over a specified period. This agreement outlines the…

Retirement Savings Credit The Retirement Savings Credit, also known as the Saver's Credit, is a non-refundable tax credit available to eligible taxpayers who contribute to a retirement plan, such as a 401(k) or an IRA. The credit is designed to…

Return on Assets (ROA) Return on Assets (ROA) is a financial metric that indicates the efficiency of a company in using its assets to generate earnings. It is calculated by dividing net income by total assets. ROA is expressed as…

Return on Capital Employed (ROCE) is a financial metric that measures a company's profitability and the efficiency with which its capital is employed. It is calculated by dividing the operating profit by the total capital employed, which includes equity and…

Return on Equity (ROE) is a financial metric used to assess a company's profitability in relation to shareholders' equity. It measures how effectively management is using a company’s assets to create profits. ROE is calculated by dividing net income by…

Return on Invested Capital (ROIC) is a financial metric used to evaluate the efficiency of a company in generating profits from its capital investments. It is calculated by dividing the net operating profit after tax (NOPAT) by the total invested…

Return on Investment (ROI) is a financial metric used to evaluate the profitability of an investment relative to its cost. It is expressed as a percentage and is calculated using the formula: ROI = (Net Profit / Cost of Investment)…

Returns refer to the process of sending back products to the seller or retailer after purchase, typically due to defects, dissatisfaction, or incorrect items. This process allows customers to receive refunds, exchanges, or store credit. Examples: A customer buys a…

Revenue refers to the total income generated by a business or organization from its activities, primarily from the sale of goods and services. It is often referred to as "sales" or "top line" and is a critical component of financial…

Revenue Bonds are a type of municipal bond that is secured by the revenue generated from a specific project or source, rather than from the general taxing power of the issuing municipality. These bonds are typically issued to fund projects…

A reverse stock split is a corporate action in which a company reduces the total number of its outstanding shares, thereby increasing the share price proportionally. This process does not change the overall market capitalization of the company