Short Ratio: The short ratio, also known as the short interest ratio, is a financial metric that measures the number of days it would take for short sellers to cover their short positions based on the average daily trading volume…

A short sale is a real estate transaction in which a property is sold for less than the amount owed on the mortgage. In this scenario, the lender agrees to accept a reduced payoff to facilitate the sale, thus allowing…

Short Squeeze: A short squeeze occurs when a heavily shorted stock or asset experiences a rapid increase in its price, forcing short sellers to buy back shares to cover their positions, which further drives up the price.Example 1: In January…

Short Strangle is an options trading strategy where an investor sells (writes) both a call option and a put option on the same underlying asset with different strike prices but the same expiration date. This strategy profits from low volatility…

Shorting a Stock refers to the practice of selling shares of a stock that an investor does not currently own, with the intention of buying them back later at a lower price. This strategy is used when the investor believes…

Shrinkflation is the phenomenon where products decrease in size or quantity while their prices remain the same or increase. This practice allows manufacturers to maintain profit margins without overtly raising prices, which might deter consumers.Examples of shrinkflation include: Chocolate Bars:…

A Sign-On Bonus is a financial incentive offered by an employer to a prospective employee as an enticement to accept a job offer. This bonus is typically paid in a lump sum either upon starting employment or within a specified…

Silicon Valley is a region in Northern California that serves as a global center for high technology and innovation. It is located in the southern part of the San Francisco Bay Area and is named after the silicon used in…

Simple Interest is a method of calculating the interest charge on a loan or financial investment. It is determined by multiplying the principal amount (the initial sum of money) by the interest rate per period and the number of periods…

Sin Stocks refer to shares in companies that are involved in industries considered unethical or morally questionable. These industries often include alcohol, tobacco, gambling, and firearms. Investors in sin stocks may be motivated by high returns, as these sectors can…

Single Monthly Mortality (SMM) refers to a method used in mortgage-backed securities (MBS) to measure the rate at which borrowers prepay their mortgages. It represents the percentage of the remaining principal that is paid off in a given month due…

Six Sigma is a set of techniques and tools for process improvement, developed by Motorola in the 1980s. It aims to improve the quality of process outputs by identifying and removing the causes of defects and minimizing variability in manufacturing…

Small and Midsize Enterprises (SME) refer to businesses whose personnel numbers or financial metrics fall below certain thresholds set by various authorities. These thresholds can vary by country and sector, but generally, SMEs are characterized by their relatively smaller scale…

A Small Business Retirement Plan is a financial program designed to help small business owners and their employees save for retirement. These plans offer tax advantages and can vary in structure, allowing for contributions from both employers and employees. Common…

Smart contracts are self-executing contracts with the terms of the agreement directly written into code. They run on blockchain technology, allowing for automatic execution when predetermined conditions are met, eliminating the need for intermediaries. Examples of smart contracts include: Escrow…

A "Smart Home" refers to a residence that utilizes internet-connected devices to enable remote management and monitoring of systems and appliances, enhancing convenience, security, and energy efficiency. These devices can include smart lighting, thermostats, security cameras, locks, and home assistants,…

Smart Money refers to capital that is invested or controlled by institutional investors, market experts, or experienced individuals who are perceived to have a better understanding of the market and its dynamics. This term suggests that these investors have insider…

Social media refers to digital platforms and applications that enable users to create, share, and interact with content, facilitating communication and community engagement. These platforms allow individuals and organizations to connect, collaborate, and disseminate information in real-time, often fostering user-generated…

A Social Security Number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary residents for the purpose of tracking individuals for Social Security benefits and taxation. It is a unique identifier that serves various purposes, including…

Social Security Senior Housing refers to residential facilities or communities that provide affordable living options for seniors, often subsidized by Social Security or other government programs. These housing options aim to accommodate the financial constraints of older adults, ensuring they…

A soft fork is a type of protocol upgrade in blockchain technology that is backward-compatible, meaning that nodes running the old version of the software can still interact with nodes running the new version. This allows for a gradual transition…

Soft Skills Soft skills are a combination of interpersonal skills, communication abilities, and personality traits that enable individuals to interact effectively and harmoniously with others. Unlike hard skills, which are specific and technical, soft skills are more about how you…

Solana (SOL) Solana is a high-performance blockchain platform designed for decentralized applications (dApps) and crypto projects. It aims to provide fast, secure, and scalable solutions through its unique consensus mechanism called Proof of History (PoH), which enables high throughput and…

A sole proprietorship is a type of business entity owned and operated by a single individual, where there is no legal distinction between the owner and the business. This means that the owner is personally liable for all debts and…

Solvency Ratio is a financial metric used to measure an organization's ability to meet its long-term debts and financial obligations. It indicates the company's financial health by comparing its total assets to its total liabilities. A higher solvency ratio suggests…