SPAC (Special Purpose Acquisition Company) is a type of investment vehicle that is created for the purpose of raising capital through an IPO (Initial Public Offering) to acquire an existing company. SPACs are often referred to as "blank check companies"…

Special Dividend A special dividend is a one-time payment made by a company to its shareholders, usually in addition to the regular dividend payments. This type of dividend is often issued when a company has accumulated substantial profits or has…

A Special Purpose Vehicle (SPV) is a legal entity created for a specific, limited purpose, often to isolate financial risk. SPVs are typically established by a parent company to separate financial assets and liabilities, facilitating investments, managing risks, or securing…

Spiffy Pop refers to a term used primarily in the context of personal finance, investing, and sometimes in relation to business practices. It describes a sudden increase in value or a significant profit realized from a transaction or investment. This…

Spiffy-Drop: A term used to describe a sudden or unexpected reduction in prices or costs, often applied in retail or marketing contexts to create a sense of urgency or excitement among consumers. Examples: A clothing store announces a Spiffy-Drop on…

A Spot Bitcoin ETF (Exchange-Traded Fund) is an investment fund that tracks the price of Bitcoin and holds actual Bitcoin as its underlying asset. Unlike futures-based ETFs, which invest in Bitcoin futures contracts, a Spot Bitcoin ETF directly owns Bitcoin,…

Spot Price refers to the current market price at which a particular asset, commodity, or currency can be bought or sold for immediate delivery. This price fluctuates based on supply and demand dynamics in the market.For example, if the spot…

A Stable Value Fund is a type of investment vehicle typically offered in retirement plans that aims to provide a stable return while preserving capital. These funds invest in a diversified portfolio of fixed-income investments, such as government and corporate…

Stablecoins are a type of cryptocurrency designed to maintain a stable value relative to a specific asset or basket of assets, often pegged to fiat currencies like the US dollar or commodities such as gold. They aim to combine the…

Stacks (STX) is a blockchain protocol designed to enable smart contracts and decentralized applications (dApps) on the Bitcoin network. It allows developers to build applications using a new programming language called Clarity, which is designed to be predictable and secure.…

Stagflation is an economic term that describes a situation in which an economy experiences stagnant growth, high unemployment, and high inflation simultaneously. This phenomenon poses a unique challenge for policymakers, as measures to reduce inflation may exacerbate unemployment, and efforts…

Stakeholders refer to individuals, groups, or organizations that have an interest or investment in a particular project, decision, or outcome. They can affect or be affected by the actions, objectives, and policies of an organization. Examples: In a business context:…

Staking Staking is the process of participating in the proof-of-stake (PoS) consensus mechanism of a blockchain by locking up a certain amount of cryptocurrency to support the network's operations, such as validating transactions and securing the network. In return, participants…

Staking Staking is the process of participating in the proof-of-stake (PoS) consensus mechanism of a blockchain by locking up a certain amount of cryptocurrency to support the network's operations, such as validating transactions and securing the network. In return, participants…

A Statement of Shareholders’ Equity is a financial report that outlines the changes in a company's equity over a specific period. It provides details about the equity components such as common stock, preferred stock, additional paid-in capital, retained earnings, and…

Statute of Limitations refers to a law that sets the maximum time period within which legal proceedings must be initiated. Once this period expires, a claim can no longer be filed or enforced in court, effectively barring any legal action…

Stealth Wealth refers to the practice of individuals who possess significant wealth but choose to keep their financial status discreet. This lifestyle is characterized by modesty in appearance, consumption, and lifestyle choices, often avoiding overt displays of wealth to blend…

Stellar (XLM) is a decentralized blockchain-based platform designed to facilitate fast and low-cost international money transfers. It aims to connect financial institutions and provide a means for cross-border transactions with minimal fees. The native cryptocurrency of the Stellar network is…

Step-Up Basis: Step-up basis refers to the adjustment of the value of an asset for tax purposes when it is inherited. Instead of inheriting the asset at the original purchase price (cost basis), the heir receives the asset at its…

A stipend is a fixed, regular payment, typically provided to support individuals in their educational, training, or internship activities. Unlike a salary, which is often based on hours worked or specific tasks performed, a stipend is generally intended to cover…

Stock refers to the shares of ownership in a company or financial asset that represent a claim on the company’s assets and earnings. Stockholders may benefit from capital gains and dividends. Stocks are generally categorized into two main types: common…

A stock market bubble is a situation where the prices of stocks rise to levels significantly higher than their intrinsic value, driven by exuberant market behavior, speculation, and investor sentiment rather than fundamental economic indicators. This phenomenon often leads to…

A stock market correction is a short-term decline in stock prices, typically defined as a drop of 10% or more from recent highs. Corrections are considered a natural part of market cycles and can occur in both bull and bear…

Stock Market Volatility refers to the degree of variation in the price of stocks over a specific period of time. It is often measured by the standard deviation of returns or the average true range. High volatility indicates that the…

Stock Spinoff A stock spinoff is a corporate restructuring strategy where a parent company creates a new independent company by distributing shares of the new company to its existing shareholders. The new entity typically consists of a specific business segment…