Unemployment Insurance
Unemployment Insurance is a government program that provides financial assistance to individuals who have lost their jobs through no fault of their own, helping them to meet their basic needs while they search for new employment. It typically includes benefits…
Unicorn Company
A Unicorn Company refers to a privately held startup valued at over $1 billion. These companies are rare and often represent innovative business models or technologies that capture significant market interest. Examples include Uber, Airbnb, and SpaceX, which have achieved…
Uniform Transfers to Minors Act (UTMA)
Uniform Transfers to Minors Act (UTMA) The Uniform Transfers to Minors Act (UTMA) is a law that allows adults to make gifts of money or property to minors without the need for a formal trust. Under UTMA, assets transferred to…
Universal Basic Income (UBI)
Universal Basic Income (UBI) is a financial support system where all citizens receive a regular, unconditional sum of money from the government, regardless of other income. The ultimate goal is to reduce poverty and inequality while providing a safety net…
Unsubsidized Student Loans
Universal Basic Income (UBI) is a financial support system where all citizens receive a regular, unconditional sum of money from the government, regardless of other income. The ultimate goal is to reduce poverty and inequality while providing a safety net…
Unsupervised Machine Learning
Unsupervised Machine Learning is a type of machine learning where the model is trained on data without labeled responses. The algorithm tries to learn the underlying structure of the data by identifying patterns and relationships without explicit guidance on what…
Upgrades & Downgrades
Upgrades & Downgrades: In business and technology, "upgrades" refer to improvements or enhancements made to a system, product, or service, often adding new features or increasing performance. For instance, a software upgrade may introduce a new user interface or enhanced…
USD Coin (USDC)
USD Coin (USDC) is a stablecoin pegged to the U.S. dollar, meaning each USDC is intended to be worth $1. It is issued by regulated financial institutions and backed by reserves held in U.S. dollars or equivalents. USDC is commonly…
Valuation Expansion
Valuation expansion refers to the increase in a company's valuation multiple, such as price-to-earnings (P/E) or enterprise value-to-EBITDA (EV/EBITDA), often due to improved market conditions or investor sentiment. For example, if a tech company’s P/E ratio rises from 15 to…
Value Fund
A Value Fund is a type of mutual fund or investment vehicle that primarily invests in stocks considered undervalued based on fundamental analysis. These funds seek to capitalize on price discrepancies between a stock's intrinsic value and its market price,…
Value Trap
A "Value Trap" refers to a stock that appears to be undervalued based on fundamental analysis but continues to underperform due to underlying issues that are not immediately apparent. Investors may be drawn to the low price-to-earnings ratio or high…
Value-Added Tax
A Value-Added Tax (VAT) is a consumption tax levied on the value added to goods and services at each stage of production or distribution. It is typically collected by businesses on behalf of the government and is charged at each…
VeChain (VET)
VeChain (VET) VeChain is a blockchain platform designed to enhance supply chain and business processes through the use of distributed ledger technology (DLT). It aims to improve the flow of information and increase efficiency by providing businesses with the tools…
Venture Capital
Venture Capital is a form of private equity financing provided by investors to startups and small businesses with long-term growth potential. It typically involves investing in early-stage companies that are perceived to have high risk but also high reward potential.…
Vertically Integrated
Vertically Integrated refers to a business strategy where a company controls multiple stages of production or supply chain, from raw materials to final product delivery. This integration allows the company to improve efficiency, reduce costs, and gain greater control over…
Vibecession
Vibecession refers to a period marked by a collective sense of disconnection or dissatisfaction, often driven by societal changes or economic shifts, where individuals feel a lack of alignment with cultural or social trends. This term blends "vibe" and "recession,"…
Virtual Assistant
A Virtual Assistant (VA) is a remote worker who provides administrative, technical, or creative support to businesses or individuals. VAs can handle tasks such as scheduling, email management, social media management, data entry, and customer service. For instance, a small…
Virtual Currency
Virtual currency is a type of digital currency that is not issued or regulated by a central authority or government. It exists only in electronic form and is typically used for online transactions. Unlike traditional currencies, virtual currencies can be…
Volume in Stocks
Volume in Stocks refers to the total number of shares traded for a specific stock during a given time period. It serves as an indicator of activity and liquidity in the market, reflecting how many shares changed hands. High volume…
Volume-Weighted Average Price (VWAP)
Volume-Weighted Average Price (VWAP) is a trading benchmark that represents the average price a security has traded at throughout the day, based on both volume and price. It is calculated by taking the total value of all trades (price times…
W-2
W-2: The W-2 form, officially known as the "Wage and Tax Statement," is a document that employers in the United States are required to complete for each employee. It reports the employee's annual wages and the amount of taxes withheld…
W-9 Form
The W-9 Form is an IRS document used by individuals and entities to provide their taxpayer identification number (TIN) to those who are required to report payments made to them. It is commonly used by freelancers, contractors, and other service…
Wall Street
Wall Street refers to a specific street located in the Financial District of Manhattan, New York City, which is known as the historical heart of the financial services industry in the United States. It is often used metonymically to represent…
Wallet Address
A wallet address is a unique string of alphanumeric characters that represents a destination for cryptocurrency transactions. It functions similarly to an email address, allowing users to send and receive digital currencies like Bitcoin, Ethereum, and others. Wallet addresses are…
Web3
Web3 Web3 refers to the next generation of the internet that leverages blockchain technology to create a decentralized and user-centric online environment. It aims to give users more control over their data, enhance privacy, and enable peer-to-peer interactions without intermediaries.…
