A Certificate of Insurance (COI) is a document issued by an insurance company or broker that serves as proof of insurance coverage. It outlines the types of insurance a policyholder carries, including coverage limits and the effective dates of the…

Chainlink (LINK) is a decentralized oracle network that enables smart contracts on blockchain platforms to securely interact with external data sources, APIs, and payment systems. By bridging the gap between on-chain and off-chain data, Chainlink allows smart contracts to access…

Charge Offs refer to the declaration by a creditor that an amount of debt is unlikely to be collected. This typically occurs after a borrower has defaulted on payments for a specified period, usually 180 days for credit card debts.…

A Chartered Financial Analyst (CFA) is a professional designation awarded by the CFA Institute to investment and financial professionals who have completed a rigorous series of examinations and met certain educational and professional requirements. The CFA program focuses on investment…

Chatbots are software applications designed to simulate human conversation through text or voice interactions. They utilize artificial intelligence (AI) and natural language processing (NLP) to understand and respond to user inquiries in a conversational manner.Chatbots can be classified into two…

Check: A check is a written order directing a bank to pay a specified amount of money from a person's account to the person or entity named on the check.Examples: A personal check written to a friend for reimbursement of…

Chief Executive Officer (CEO) A Chief Executive Officer (CEO) is the highest-ranking executive in a company or organization, responsible for the overall operations, strategic direction, and decision-making. The CEO typically reports to the board of directors and is accountable for…

Chief Investment Officer (CIO) is a senior executive responsible for managing and directing an organization's investment strategies and portfolios. The CIO typically oversees the investment team, formulates investment policies, and ensures that the organization meets its financial objectives while adhering…

Chief Operating Officer (COO) The Chief Operating Officer (COO) is a senior executive responsible for the daily operations of a company. The COO typically reports directly to the Chief Executive Officer (CEO) and is tasked with implementing the company’s business…

A Chief Technology Officer (CTO) is a senior executive responsible for the technological direction of a company. The CTO plays a crucial role in setting the technology strategy, overseeing the development and implementation of new technologies, and ensuring that the…

Churn Rate The churn rate, also known as attrition rate, is the percentage of customers or subscribers who discontinue their relationship with a company over a given period. It is a critical metric for businesses, especially those in subscription-based models,…

Classification refers to the systematic arrangement of entities into categories or groups based on shared characteristics or criteria. This process is fundamental in various fields such as biology, information science, and social sciences, allowing for organization, analysis, and understanding of…

Classification in Machine Learning refers to the process of predicting the categorical label of new observations based on past observations with known labels. In this supervised learning approach, the model is trained on a labeled dataset where each instance has…

Clone X-X Takashi Murakami is a digital art project that combines elements of 3D character design and NFT technology, created by the company RTFKT in collaboration with the renowned contemporary artist Takashi Murakami. The project features a collection of unique…

A Closed-End Fund (CEF) is a type of investment fund and exchange-traded product that raises a fixed amount of capital through an initial public offering (IPO) by issuing a set number of shares. Unlike open-end funds, which issue and redeem…

Cloud Computing Cloud computing is the delivery of computing services—including servers, storage, databases, networking, software, analytics, and intelligence—over the internet (“the cloud”) to offer faster innovation, flexible resources, and economies of scale. Users typically pay only for the cloud services…

COBRA COBRA stands for the Consolidated Omnibus Budget Reconciliation Act, a federal law enacted in 1985 that allows individuals to continue their health insurance coverage for a limited time after leaving their job or experiencing other qualifying events. Examples of…

Coin Burning refers to the process of permanently removing a certain amount of cryptocurrency from circulation, thereby reducing the total supply. This is typically done by sending the coins to a specific address, often referred to as a "burn address,"…

Coinsurance refers to the percentage of costs of a covered healthcare service that a policyholder pays after they've paid their deductible. This arrangement is common in health insurance policies and is designed to share the financial responsibility between the insurer…

Cold Storage refers to a method of storing perishable items at low temperatures to prolong their shelf life and prevent spoilage. This term is commonly used in various industries, including food, pharmaceuticals, and data management. Food Industry: Cold storage facilities…

Collateral refers to an asset or property that a borrower offers to a lender to secure a loan. The collateral acts as a form of security for the lender, ensuring that they can recoup their losses in case the borrower…

A Collateralized Debt Obligation (CDO) is a complex financial instrument that pools various types of debt, such as mortgages, bonds, and other loans, and then issues tranches of securities backed by these assets. The cash flows generated by the underlying…

A Collective Bargaining Agreement (CBA) is a written legal contract between an employer and a union representing the employees. It outlines the terms and conditions of employment, including wages, hours, benefits, working conditions, and other aspects of the employer-employee relationship.…

College Tuition Insurance is a type of insurance designed to protect students and their families from the financial loss associated with the non-refundable tuition and fees if a student has to withdraw from college for certain covered reasons. These reasons…

Colored Coins refer to a type of cryptocurrency that represents real-world assets on a blockchain. They use a specific protocol to assign "color" to regular bitcoins, enabling them to represent various assets such as stocks, real estate, or even loyalty…