The U.S. Treasury refers to the Department of the Treasury, which is an executive department of the U.S. federal government responsible for managing national finances, including the production of currency, collection of taxes, and issuance of debt. It oversees various…

Umbrella Fund refers to a collective investment scheme that houses multiple sub-funds under a single legal structure. Each sub-fund operates independently, with its own investment objectives and strategies, but they share common administrative, regulatory, and operational resources. This structure allows…

An underweight stock refers to a stock that an analyst or investor believes is expected to underperform relative to a benchmark index or a sector. Investors may hold less of this stock in their portfolio compared to its weight in…

An underwriter is a professional or entity that evaluates and assumes the risk of insuring clients or lending money. Underwriters assess applications for insurance or loans, determining eligibility and terms based on risk factors. For example, in insurance, an underwriter…

Unemployment Insurance is a government program that provides financial assistance to individuals who have lost their jobs through no fault of their own, helping them to meet their basic needs while they search for new employment. It typically includes benefits…

A Unicorn Company refers to a privately held startup valued at over $1 billion. These companies are rare and often represent innovative business models or technologies that capture significant market interest. Examples include Uber, Airbnb, and SpaceX, which have achieved…

Uniform Transfers to Minors Act (UTMA) The Uniform Transfers to Minors Act (UTMA) is a law that allows adults to make gifts of money or property to minors without the need for a formal trust. Under UTMA, assets transferred to…

Universal Basic Income (UBI) is a financial support system where all citizens receive a regular, unconditional sum of money from the government, regardless of other income. The ultimate goal is to reduce poverty and inequality while providing a safety net…

Universal Basic Income (UBI) is a financial support system where all citizens receive a regular, unconditional sum of money from the government, regardless of other income. The ultimate goal is to reduce poverty and inequality while providing a safety net…

Unsupervised Machine Learning is a type of machine learning where the model is trained on data without labeled responses. The algorithm tries to learn the underlying structure of the data by identifying patterns and relationships without explicit guidance on what…

Upgrades & Downgrades: In business and technology, "upgrades" refer to improvements or enhancements made to a system, product, or service, often adding new features or increasing performance. For instance, a software upgrade may introduce a new user interface or enhanced…

USD Coin (USDC) is a stablecoin pegged to the U.S. dollar, meaning each USDC is intended to be worth $1. It is issued by regulated financial institutions and backed by reserves held in U.S. dollars or equivalents. USDC is commonly…