B Corp refers to a type of certification for businesses that meet high standards of social and environmental performance, accountability, and transparency. Certified B Corporations, or B Corps, are for-profit companies that use the power of business to solve social…

B2B stands for "Business to Business." It refers to transactions and interactions between businesses, rather than between a business and individual consumers (B2C). B2B companies typically provide products or services that other businesses need to operate, such as raw materials,…

B2C B2C stands for "Business to Consumer." It refers to the transactions and interactions between businesses and individual consumers. In a B2C model, companies sell products or services directly to the end-users. This approach is characterized by the emphasis on…

Baby Boomer: A Baby Boomer is a person born during the post-World War II baby boom, typically defined as being born between 1946 and 1964. This demographic group is characterized by significant population growth due to the high birth rates…

Baby Doge Coin is a cryptocurrency that emerged as a community-driven project in 2021, inspired by the popular Dogecoin. It aims to offer a fun and engaging alternative within the meme coin market, featuring a deflationary token model designed to…

A "Bag Holder" refers to an investor who holds onto an asset that has decreased significantly in value, typically because they are unwilling to sell at a loss. This term often carries a negative connotation, suggesting that the investor is…

A Balanced Fund is a type of mutual fund that invests in a mix of equities (stocks) and fixed-income securities (bonds) to provide both growth and income. The objective is to achieve a balance between risk and return, offering investors…

Banano (BAN) is a cryptocurrency that operates on a feeless, instant, and eco-friendly blockchain, utilizing a unique architecture called block-lattice. It aims to provide fast and efficient transactions without the need for mining, making it an attractive option for users…

Bancor (BNT) Bancor is a decentralized liquidity network that allows users to convert different cryptocurrencies directly through smart contracts. It utilizes an automated market maker (AMM) mechanism to enable the seamless exchange of tokens without the need for an order…

Bank Failure A bank failure occurs when a bank becomes insolvent and is unable to meet its obligations to depositors and creditors. This can happen due to a variety of factors, including poor management, inadequate capital, or significant loan losses.…

Bank Run: A bank run occurs when a large number of customers withdraw their deposits simultaneously, fearing that the bank will become insolvent. This can lead to a liquidity crisis for the bank, as banks typically do not keep enough…

Bankruptcy Bankruptcy is a legal status of a person or other entity that cannot repay the debts it owes to creditors. It is initiated by the debtor, which allows for the discharge of debts under the protection of the bankruptcy…

A basis point (bp) is a unit of measure used in finance to describe the percentage change in the value of a financial instrument. One basis point is equal to 1/100th of a percentage point, or 0.01%. Therefore, 100 basis…

A bear market is defined as a period in which the prices of securities fall by 20% or more from their recent highs, typically over a span of at least two months. This term is most commonly used to refer…

Bear Market Rally: A bear market rally refers to a short-term increase in the price of a security or a market index that occurs during a bear market. This rally can give the impression that the market has reversed its…

Bear Put Spread A bear put spread is an options trading strategy that involves buying a put option and simultaneously selling another put option with the same expiration date but a lower strike price. This strategy is used when an…

Behavioral finance is a field of study that combines psychology and economics to understand how emotional and cognitive biases influence the financial decisions of individuals and markets. It challenges the traditional assumption that investors are rational actors who make decisions…

Benchmark: A benchmark is a standard or point of reference against which things may be compared or assessed. It is commonly used in various fields such as finance, education, and technology to evaluate performance, quality, or efficiency.Examples: In finance, a…

Benefactor: A benefactor is an individual or organization that provides financial or other support to a person, group, or institution, often in the form of a donation or gift, with the aim of promoting a cause, project, or organization.Examples: A…

A beneficiary is an individual or entity designated to receive benefits, assets, or funds from a legal arrangement, such as a trust, insurance policy, or will. This designation typically occurs upon the occurrence of a specified event, such as the…

Bernie Madoff refers to Bernard Lawrence Madoff, an American financier and former chairman of NASDAQ who was convicted of orchestrating one of the largest Ponzi schemes in history. Madoff's investment firm, Madoff Investment Securities LLC, falsely promised high returns to…

Beta refers to a measure or version that signifies a stage of development or quality in various contexts. In Finance: Beta is a measure of a stock's volatility in relation to the market. A beta of 1 indicates that the…

Bid: The bid price is the highest price that a buyer is willing to pay for a security or asset. It represents the demand for the asset. Ask: The ask price, also known as the offer price, is the lowest…